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David Gruenstein
David Gruenstein
About
David Gruenstein is a Chartered Financial Planner and Partner at The Private Office, working from our office in central London and looking after clients in areas such as Gloucester, Newmarket and Brighton. He is a Fellow of the Personal Finance Society (PFS) and has over twenty-five years’ experience as a financial planner. He aims to be a client’s trusted adviser and first port of call in financial decision making, and strongly believes in a holistic approach to financial planning. He looks after a wide range of private clients and has knowledge across all areas, including pre and post-retirement planning and tax-efficient investment planning.
David has expertise in inheritance tax planning and finding effective ways to structure family assets in order to take advantage of the various reliefs available for mitigating liabilities. He advises on all aspects of pension planning and uses cash flow modelling to develop tailored strategies for clients predominantly across the south east. He often helps clients in conjunction with their other advisers and has several clients who are looked after by the Court of Protection, where he supports their deputies or attorneys in managing their affairs. From his experience with this he contributed to an article in FT Adviser about how to advise clients acting as a power of attorney.
As a result of the valuable support he offers his clients, David has been a VouchedFor top rated adviser for the past few consecutive years. In addition to advising his clients, he has presented multiple webinars, including a pension webinar to the Chartered Institute of Management Accountants, and is also involved in TPO's adviser training programme where he shares his experience with those in the process of becoming financial advisers.
David has lived in Ealing since 2000 and his weekend activities mainly revolve around his son. Outside of that, he enjoys participating and watching cycling and an annual trip to Belgium with his family.
Areas Of Expertise
- Cash flow modelling
- Inheritance tax planning
- Pre and post-retirement planning
Qualifications
- Fellow of Personal Finance Society
- Chartered Financial Planner
- Affiliate member of the Society of Trust and Estate Practitioners (STEP)
- Advanced Diploma in Financial Planning
- Diploma in Financial Planning
- Financial Planning Certificate
- Award in Pensions Update
- Certificate in Mortgage Advice
- Certificate in Life & Pensions
- Certificate in Equity Release
Locations covered
You can meet us face-to-face in our offices, over a video call or in the comfort of your own home. David works from our office in central London and has clients in areas such as:
David Gruenstein locations
David Gruenstein map
- Gloucester
- Newmarket
- Dorking
- St Neots
- Reigate
- Romsey
- Saffron Walden
- Hereford
- Swindon
- Brighton
- Weston-Super-Mare
- Huntingdon
At a glance
- Over 25 years' experience as a Financial Planner
- Fellow of the Personal Finance Society (PFS)
- Published contributor in FT Adviser
- Affiliate Member of STEP (The Society of Trust and Estate Practitioners)
As featured in
David has given clear, well-balanced advice which has enabled my wife and I to have a clear picture of our financial affairs and to make decisions which we feel comfortable with. David treats us as individuals and respects our wish to invest in line with our values.
January 2024
David has helped my wife and I get our financial affairs in order and running in a way which makes us confident that we are both securing our family's financial future, but also reflecting our ethical values as much as possible. Ultimately, having David as our financial adviser gives us peace of mind that our financial affairs are in safe hands.
December 2023
The FCA regulates and oversees the conduct of more than 50,000 firms in the UK, which provide financial advice, products and services to retail clients and private investors.
You can view David's personal listing in the Adviser Directory by visiting the link below, which confirms they are authorised and qualified to advise you.
All the Advisers at TPO undergo a rigorous in-house training and approval process in accordance with the FCAs guidelines. We are regularly re-assessed and checked to ensure our competence and conduct is of the highest standard for looking after our clients.
You can check their qualifications and credentials by visiting the Personal Finance Society.
David is a Chartered Financial Planner, which is a highly-sought after and respected qualification for Financial Advisers. It symbolises technical proficiency and high standards of professionalism.
The Private Office is also a Chartered Financial planning firm, publicly committed to a customer-first approach and values that align with a professional Code of Ethics. We’ll provide solutions relevant to your needs, maintaining our knowledge through qualifications and ongoing professional development.
This sets us apart from other financial advisory firms and demonstrates our commitment to the industry and our vision and values - to protect and grow our clients’ wealth through a service built on the foundations of integrity, confidence and partnership.
Articles by David Gruenstein
Meet our expert team
Our team members have extensive experience in the UK financial and investment industries and our in-house specialists can help with matters such as safeguarded benefit pension transfers, long-term care or equity release. From specialists to support members, The Private Office is home to some of the finest Chartered independent financial advisers in the UK.