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Diversification - the name of the game for 2026

12th December 2025

Global markets were a mixed bag in November, pausing after several months of strong gains. The technology sector was challenged, recording its biggest decline since March 2025.

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Over 70? Your estate could be hit with up to 87% IHT

11th December 2025

From April 2027, unused pension pots will count towards your estate for inheritance tax, with total tax rates potentially reaching 87 percent. Retirees with larger pensions or property wealth could be hit hard without careful planning.

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HMRC preparing to tax cash held in stocks and shares ISAs

5th December 2025

HMRC plans to introduce a charge on interest earned from cash held in stocks and shares ISAs to prevent savers from avoiding the upcoming cut to the cash ISA allowance, with further changes under consultation ahead of April 2027.

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The Private Office, TPO, TPO Wealth, and TPO Invest are trading names of The Private Office Limited (company number 10226899), which is authorised and regulated by the Financial Conduct Authority (FCA), firm reference number 789482. 

Investment Champion Online Limited is an Appointed Representative of The Private Office Limited, which is authorised and regulated by the FCA. Both companies are registered in England and Wales with a registered office at 2 The Bourse, Leeds LS1 5DE. 

Our details may be checked on the FCA Financial Services Register at https://register.fca.org.uk/. Please note that the Financial Conduct Authority (FCA) does not regulate cash flow planning, estate planning, tax or trust advice.